Prior Lake State Bank

Checking & Savings Accounts

Checking Accounts

Basic Checking

Free Rewards Checking   
Interest Plus Checking     

Minimum Balance None

Minimum to Open $100

Service Charges

$5 per mo. .25 per debit if below minimum

Checks Provided None

Shazam Chek Card Free; based on at least four POS transactions per month**
Free; based on at least four POS transactions per month**

Extras Check safekeeping
Earn one of the highest interest rates paid at our bank when you use our electronic banking services.***
Interest compounded and credited every cycle

* Combined in checking, savings and CD accounts. **Point Of Sale (POS) transactions; ATM transactions do not qualify.***Available on personal accounts when monthly standards are met: 1) access Internet Banking account once per cycle, 2) receive E-statements 3) have direct deposit or an automatic monthly payment, and 4) 10 debit card transactions (excludes ATM withdrawals) 5) valid email address. If requirements met: 0.60%APY on balance up to $15,000, and 0.02%APY on the portion of balance over $15,000. If requirements not met: 0.02%APY on balance. ATM fee refunds up to $15 per cycle. If monthly standards are not met, any ATM fees will not be refunded. Rate may change after the account is opened.

Savings Accounts

Kangaroo Savers Club Account
Money Market Savings Account
Statement Savings Account
Thrift Savings
Minimum to Open
Minimum Balance
For kids up to age 12
Pays an attractive rate
A great basic account
A great way to get started
You may request our current rates by calling us at 952-447-2101 or by sending us an e-mail.

CD Rates

Certificates of Deposit
CL50 & IRA Certificates
Minimum Deposit
Interest Rate APY*
Interest Rate APY*
91 days
$2,500 0.10 0.10
0.20 0.20
182 days
$2,500 0.15 0.15
0.25 0.25
12 months
$500 0.25 0.25
0.35 0.35
24 months
$500 0.45 0.45
0.55 0.55
36 months
$500 0.65 0.65
0.75 0.75
48 months
$500 0.85 0.85
0.95 0.95
60 months
$500 1.05 1.05

*Annual percentage yield effective 1-3-2013. Early withdrawal penalty may apply. Rates are subject to change at any time.
Member FDIC