Prior Lake State Bank

 

Welcome to Prior Lake State Bank

Welcome to the Prior Lake State Bank web site! We are a locally-owned, community-oriented bank with all the financial products, services, and conveniences of our big city counterparts. Yet, at the Prior Lake State Bank, we still provide the kind of personal service you may have thought no longer exists in banking. 

KleinBank  
If you have any questions regarding a letter you received from KleinBank, the staff of our Prior Lake offices and our Customer Service Center are ready to assist you with your questions.
Please call our Prior Lake office at 952-447-2101 or our KleinBank Customer Service Center at 888-KLEIN-4U (553-4648).

Please note: ACH transactions (Direct Deposit, Automatic Payments, etc.) that are currently set up with Prior Lake State Bank’s routing number will not be immediately affected by the change on October 27th. All payments and deposits will process without interruption. We do recommend that you to contact the originators of these payments on or after October 27th to update their files to reflect KleinBank’s main routing number, 091915654. Thank you.



EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS
By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor's accounts at Prior Lake State Bank, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category. For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.


Concerned about mortgage foreclosure? Know your options!

Click on the image below to access good information from Fannie Mae to learn how to get help if you are struggling with your mortgage payments or facing foreclosure.  You’ll see options to stay in your home, options to leave your home, and hear from others who have been in a similar sitution.



Learn About Making Homes Affordable

Click on the image below to access good information from the Treasury Department about refinancing and home loan modifications to make monthly payments affordable without damaging your credit.