Prior Lake State Bank

Loan Services

Loan

The Home Loan That Really Measures Up.
Looking for a great HOME MORTGAGE? Come to us for a free home loan pre-qualification, competitive market rates, and top-notch service. Plus, we service all of our loans, so answers to your loan questions are as close as your hometown bank! Stop in, e-mail, or call today! Prior Lake State Bank can provide you with the same variety of mortgage loan products that the "Big Banks" and mortgage companies have to offer but with one big difference, personal, hometown service.

Need to request a verification of deposit on a mortgage application? There is a fee of $25 that will be charged to the financial institution requesting the verification of deposit. Please include a copy of the signed and dated borrower's authorization, along with a return fax number or mailing address.  After receipt of the fee, Prior Lake State Bank will process the request within five business days. 

Ask us about lot loans or long-term financing. We have the knowledge and experience to answer any questions you may have about the options available to you. Any and every Mortgage Loan Officer's unique identifier will be provided to the public upon request.  Please contact  the Compliance Officer at 952-447-2101 or send written requests to the Compliance Officer at: Prior Lake State Bank, 16677 Duluth Avenue SE, Prior Lake, MN 55372.

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 Home Mortgage Application Download

Use our calculators to see how much money you can borrow.

Stop in, email Peggy at pjohnson@priorlake.com or call her at (952) 447-2101 for rates, fast personal service, and free pre-approval!

The confidentiality of Internet e-mail cannot be guaranteed. Do not include private or confidential information such as passwords, account numbers, Social Security numbers, etc., in e-mails.

Home Equity Loans
Terms:
• Fixed or Variable Interest Rates

Purpose:
• Debt Consolidation
• Vehicle Purchase
• Home Improvements
• College Tuition

Amount:
• Minimum $5,000.00
• Maximum based on available equity

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 Home Equity Loan Application Download 

Contact us to receive a Home Equity Line of Credit Application with disclosures.

Auto Loans
Finance your next vehicle at Prior Lake State Bank!

Terms:
• Fixed or variable interest rate
• Amount financed and amortization based on age of vehicle

Purpose:
• New or used vehicle

Ask how you can get a lower rate if your payment is automatically deducted from a Prior Lake State Bank Checking or Savings Account.


Use our calculators to see how much money you can borrow.

Personal Loans
Terms:
• Up to three years
• Secured or unsecured

Purpose:
• Personal expenses
• Debt consolidation

Amount:
• Based on your qualifications

Stop in, call (952) 447-2101 or email us to apply!

Prior Lake State Bank is a full service lender to residents of the Greater Minneapolis/Saint Paul Twin City Area and the State of Minnesota.

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Personal Loan Application Download

Important information about procedures for opening a new account
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each new person who opens an account.

What this means for you:
When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

NMLS# 409492




Equal Opportunity Housing Small Equal Housing Lender • Member FDIC