Prior Lake State Bank


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Member FDIC

Robert J. Facente, Jr.
President & Director,

Robert offers over 35 years of commercial banking experience with a majority of his career spent in community banking. He enjoys helping businesses of all sizes with planning for the future and making current functions more profitable and convenient. Robert is also active in community functions and charitable organizations.


Rob Westphal
Operations Officer/Senior Vice President & Cashier,

As a senior member of our staff, Rob Westphal has been a critical cog in helping the bank run smoothly, and helping design innovative products that can make banking easier for commercial clients. Since 1989, Rob has been with the Bank, performing a variety of managerial roles.



Dan Mattson
Vice President - Commercial Banking,
Visit with Dan to help you make good financial decisions for your business. He has over 25 years in financing experience, and will take the time to get to know your business, so he can assist you in your plans for expansion, or simply making it more efficient.

Gary Meyer
Vice President - Commercial Banking,
Need a business financing specialist? See Gary to discuss all your options, including SBA loans, commercial real estate, operating lines and much more. Gary has been in the financial industry for over 18 years, and would be happy to answer any of your questions.

Joey Goracke
Vice President - Operations,
In banking, keeping everything up to compliance standards set by Federal and State regulations is a very critical job. Joey is very active in our operations department, helping things run smoothly, and also services as our Assistant Audit Officer. He has been with the bank for over 10 years, and enjoys assisting staff and customers with their technical questions.

Peggy Johnson
Retail Manager / Vice President - Retail Banking, NMLS 412509,
Peggy has been with the bank over 14 years, performing a wide variety of roles. Peggy specializes in helping customers with all their mortgage needs in addition to auto, boat, snowmobile, and home equity loans. She can also help your business with a Merchant Visa Program.

Melissa Fashant
Loan Operations Officer, NMLS 1096194,


Helping personal customers and small businesses with their lending needs is the core business of our bank. That is why we are happy to have an experienced professional like Melissa on our team for the past 11 years. She has over 19 years of financial experience and manages our group of loan processing professionals.

Kelly Johnson
Branch Manager,


Kelly is very experienced in helping customers with a wide variety of banking needs. With over ten years of personal banking experience, we invite you to stop by and see Kelly for your new accounts at our branch office. It is located at the corner of Highway 13 and Highway 42, otherwise known as Savage Crossroads.

Paula Ruths
Teller Supervisor/BSA Officer,
With 30 years of community banking experience, and 14 of those years with Prior Lake State Bank, Paula is great at giving leadership for our teller staff to make sure you get fast and accurate service. Visit with Paula when you want a knowledgeable banker to assist with any need, from wire transfers to customer service solutions.

Josie Schmaltz
Customer Service Supervisor,

Josie Schmaltz


Providing great personal service has been a tradition at Prior Lake State Bank since the beginning. Josie has over 26 years of experience in customer service, and over 11 years at our community bank. We invite you to contact our Customer Service staff for all your banking needs.

Vanessa Criswell
Personal Banker,


Vanessa has been a faithful team member for over 20 years and really enjoys assisting new and current customers. If you have any questions about how to make your checking or savings account more convenient, ask Vanessa. She can help you set up direct deposit, automatic savings, Ready Reserve line of credit, and much more.

Lori Goldnick
Personal Banker,


Lori has been with the bank for over 12 years. She enjoys assisting customers and has great customer service skills. If you have any questions or need assistance with an existing account, a new checking or savings account, CDs, or your safe deposit box, feel free to stop in and see her.

Ryan White
Personal Banker, NMLS 1096193,


Ryan has been with the bank for over 11 years, serving in several roles. As a Personal Banker, Ryan can help you with opening new accounts, applying for personal loans and finding solutions to questions on existing accounts. See him for more information.