| December 31, 2010 | December 31, 2011 | | ASSETS | Amount in dollars | Amount in dollars | | Cash & Due From Banks | 4,137,000 | 3,442,000 | | Investment Securities | 69,090,000 | 82,357,000 | | Loans | 107,778,000 | 103,736,000 | | Bank Premises & Equipment | 618,000 | 586,000 | | Other Assets | 8,603,000 | 2,971,000 | | Total Assets | 190,226,000 | 193,092,000 | | LIABILITIES | Amount in dollars | Amount in dollars | | Deposits | 164,292,000 | 165,613,000 | | Other Liabilities | 627,000 | 517,000 | | Capital & Retained Earnings | 25,307,000 | 26,908,000 | | Total Liabilities & Equity Capital | 190,226,000 | 193,092,000 | |