| December 31, 2008 | December 31, 2009 | | ASSETS | Amount in dollars | Amount in dollars | | Cash & Due From Banks | 4,452,000 | 3,185,000 | | Investment Securities | 37,966,000 | 58,675,000 | | Loans | 130,235,000 | 122,402,000 | | Bank Premises & Equipment | 689,000 | 650,000 | | Other Assets | 2,289,000 | 5,371,000 | | Total Assets | 175,631,000 | 190,283,000 | | LIABILITIES | Amount in dollars | Amount in dollars | | Deposits | 148,992,000 | 162,789,000 | | Other Liabilities | 1,429,000 | 1,287,000 | | Capital & Retained Earnings | 25,210,000 | 26,207,000 | | Total Liabilities & Equity Capital | 175,631,000 | 190,283,000 | |