| December 31, 2011 | December 31, 2012 | | ASSETS | Amount in dollars | Amount in dollars | | Cash & Due From Banks | 3,442,000 | 4,032,000 | | Investment Securities | 82,357,000 | 96,486,000 | | Loans | 103,736,000 | 103,015,000 | | Bank Premises & Equipment | 586,000 | 355,000 | | Other Assets | 2,971,000 | 3,654,000 | | Total Assets | 193,092,000 | 207,542,000 | | LIABILITIES | Amount in dollars | Amount in dollars | | Deposits | 165,613,000 | 178,026,000 | | Other Liabilities | 517,000 | 688,000 | | Capital & Retained Earnings | 26,908,000 | 28,828,000 | | Total Liabilities & Equity Capital | 193,092,000 | 207,542,000 | |